High cholesterol is one of the most common conditions in America. In fact, it is such a common condition that in 2006 it caused nearly 44 million doctor's visits. Unfortunately, because high cholesterol can be a predictor of heart disease and strokes, if you have this condition you may be denied health insurance when you need it most. Fortunately, you can improve your outlook and chances of receiving health insurance by exercising more, changing your diet, and taking medication if recommended by your doctor.
A diet similar to that recommended for high blood pressure works well in this situation. Try to incorporate more fish, poultry, and whole grains into your diet. Oatmeal and other high fiber foods have been known to lower low-density lipoprotein (LDL), which is the primary risk factor. Eating lots of vegetables, fruits, and nuts, and staying away from products with lots of fat or cholesterol will greatly lower your risk of heart attack or stroke. Trans fats are also extremely bad for you, so avoid store-bought or fast-foods that contain them. Be aware that many products labeled as "0 trans fats" actually do contain a small amount.
Exercise is also crucial to your continued health and chances of being approved for health insurance. Not only will it lower blood pressure and help you maintain a good weight, but exercise also improves mood by raising endorphin levels. Even a relatively small amount of exercise can make a big difference. Start with 10-15 minutes a day, as many days as you can, then increase to 30 minutes every day. Exercise need not be strenuous or exhausting, however. Making small changes, such as taking the stairs instead of the elevator or parking far away from store entrances, can increase your fitness level without feeling like too much extra work.
Some people may not be able to lower cholesterol through exercise and dietary changes alone. If you find yourself in this situation, talk to your doctor. He or she will be able to recommend some medication that will help you. The most common medications are called statins, and work by lowering LDL while raising HDL. This will help you keep things under control, but should not be taken lightly as they may not be necessary depending on your medical history. Once you have everything under control, you can try applying for health insurance. Don't wait for an accident to happen before you get coverage!
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Sean L Johnson is a journalist for Health Insurance Buyer a referral service that refers consumers to the insurance carriers that can best fit their wants and needs. Get a free health-insurance-buyer.com Health Insurance Reduce Quote today, you can save up to 50% on your monthly premium
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